Greymont Financial is a trading name of Esme Financial Services Ltd (company number: 11207629) who is authorised and regulated by the financial conduct authority. Our FRN is: 804998. Esme Financial Services is registered with the ICO our reference is: ZA468904. Greymont Financial's trading address is: South Fens Business Centre, Fenton Way, Chatteris, Cambridgeshire, PE16 6TT and registered address is: Belvoir House, 1 Rous Road, Newmarket, Suffolk, Cambs, CB8 8DH.
2. What we do:
Esme Financial Services Ltd is a credit broker and not a lender, this means we are able to offer a range of financial options from our panel of lenders. We do not provide financial advice although to deal with enquiries effectively we may ask a set of questions which will help us place your proposal to a lender, if a proposal is excepted we may receive a commission from the lender for the introduction, this will be sourced from the lender and not the client, we do not charge clients for using our services.
3. Information we collect from you:
The information we collect from you could be:
- Company accounts.
- Directors Accounts.
- Trading History.
The amount of information we ask for will depend upon the loan amount and company details. We take your privacy very seriously so we will never share you or your companies information with any 3rd party without your consent.
4. How your information will be used:
To give our customers a wider range of opportunities we may share your information with lenders to give you the most competitive rates for your business. Our panel of lenders are all authorised by the Financial Conduct Authority and registered with the Information Commissioner's Office, these lenders may run your details through a credit reference agency to confirm you/your businesses identity and credit worthiness. We will never share your information with lenders or Credit reference agencies without your consent. 'CRA ' companies we use are: Experian and Equifax.
5. Sourced information from 3rd parties:
From time to time we may receive a proposal from a supplier to place a company/individual to a lender, when we receive your information you should have already been made aware of your details and personal information being searched by a credit reference agency.
6. Your rights:
As an independent finance broker, we have a legal and regulatory requirement to retain certain information we obtain from businesses . If you are successful in receiving a loan, we will retain your data in accordance with The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.
If you would like us to delete or update your information, please email us on: email@example.com – alternatively you can call us on - 01354 552 011 and we will investigate your request.
You have the right to request access to a copy of the data we hold on you at any time. To do this please email us on: and right on the subject box 'request of my information, please be aware repeat requests for your information may incur a fee.
You have the right to opt out of receiving direct marketing from us at any time. You can do this by clicking the link on the footer of all our marketing emails or emailing us on: , please insert in the subject line 'opt out' with your name and contact number.